Low-income Texans have access to health coverage through Medicaid and the Children's Health Insurance Program (CHIP). These programs are funded by both state and federal governments, and provide free or low-cost health care to those who meet the established guidelines. The goal of Texas Medicaid is to improve the health of those who would otherwise be unable to afford medical care. Ambetter, from Superior HealthPlan, offers affordable health insurance in Texas for individuals and families.
Depending on your family size and income, you may even qualify for help with monthly premiums. Those without insurance coverage tend to be in much worse health than their insured counterparts. Workers in Texas are less likely to have employment-based health insurance coverage than those in other states. If your annual family income doesn't meet the criteria for government-assisted health insurance programs and your employer doesn't provide health care services, you may need to seek health insurance in the Texas private market. Uninsured people are a diverse group that includes people who can't afford private health insurance; who work in small businesses that don't offer insurance; who simply choose not to buy health insurance, even if they can afford it; who are eligible, but are not enrolled, in government-sponsored programs, such as Medicaid or CHIP; and recent immigrants. The Children's Health Insurance Program (CHIP) provides medical coverage for uninsured people in Texas.
The Texas Health Insurance Premium Payment Program is intended for families with at least one member receiving Medicaid. Allwell plans are designed to provide you with affordable health insurance in Texas, prescription drug coverage, and additional benefits that aren't covered by Medicare Part A or Part B (original Medicare).The SCHIP program requires re-enrollment every six months, and does not cover parents. This lack of coverage could cause long-term damage to the state's economy, according to a study released this week by the Texas Health Care Alliance. Managed care programs are a type of health insurance in which you choose a health plan based on your needs and the area in which you live.